Any thoughts on wool flocked panels vs. foam ones in saddles?

Foam paneled saddles are great for easy to fit horses. The panels have "give" to them and hold their shape over time. Wool flocking is the best choice for difficult to fit horses. There are more options in terms of fitting for a wool flocked saddle of a horse changes fitness or grows. Wool flocked saddles do require regular re-flocking (bi yearly or yearly).
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