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Going to let someone else excersize my horse. Just wondering about liability and insurance if something happened. Mostly road hacking. How is this dealt with? Best thing to do?

Going to let someone else excersize my horse. Just wondering about liability and insurance if something happened. Mostly road hacking. How is this dealt with? Best thing to do?
Ok thanks
Most insurances offer liability for thrid persons and guest riders. But to be sure you can look it up in your insurance documents or call the service hotline and ask. If your insurance offers liability for guest riders it's no problem.