Hi. I've never used a body protector and have never had to go to hospital and I've fallen many times. Plus, a body protector won't protect you from breaking an arm, a wrist or a leg which are the most frequent injuries apart from concussions.
I used to when I first started but now I don't. But if you feel you have to in anyway, you should. Always your safety comes first.
only when I am going to jump, however I wish I hadn't to, my parents make me wear it.
No, I do dressage soooo.... but I used to jump and I never wore one.
I do with ones Im breaking in and with the younger horses
I've only ever ridden in it for xc!