How do people afford 15k+ horses : do you take out a loan and do you have to do more schooling?

It depends on people’s financial situations. I agree with both of the other answers!
Some people have that amount of money to spend on horses, others might have to take a loan from the bank.
It’s like how do people own expensive cars etc! Some people can take a loan from the bank, some people just have money to spend on horses. Depends on people’s personal financial situation :)
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